Head of Operations – PMI Mortgage Insurance

LIXI involvement: Member since 2000; Director since 2000; Chairman of the Board, Business Sub-committee member, IP Sub-committee member.
Professional activities and qualifications: MBM (Mgt), UTS Sydney; Diploma from the Australian Institute of Company Directors (GAICD).

Previous positions include: Organisational strategy, IT strategy, IT management, project management, business process re-engineering, facilities management, business continuity management and varied roles within the banking industry.

Vision: Since its inception LIXI has achieved significant goals and delivered on its core mandate of creating standards and awareness of those standards in the lending industry. In 2006 the LIXI brand is strong and we have a record number of members.

General Manager - Allette Systems

LIXI involvement: One of the original designers of LIXI and a founding director, Nick Carr acted as LIXI’s Treasurer for 3 years and is currently acting in the role of Secretary to the Technical Sub Committee. Not from the finance industry, Nick’s background is 20 years of experience in IT. He has extensive experience in standards initiatives for industries such as defence, air transport, legal, pharmaceutical, IT and others.

2007 LIXI intentions: If I am re-elected, my intention for the next term of the LIXI Board is to focus on improving the technical support material and develop practical steps to extend the adoption of the standards.
LIXI is recognised as a highly productive standards body, however the ongoing success of the organisation lies in our ability to promote implementation and demonstrate true productivity gains for the members. I envisage that this can be done through the adoption of accepted process improvement and measurement techniques.

Director of Market Service - NextGen.Net

Qualifications: BSc - Mathematics, MBA, LIXI Director since 2004/05, current chair of the Technical Sub-Committee

Member of the National Institute of Accountants

Experience: 8 years at a Senior Management level including Director of Market Services at NextGen, General Manager of IT at Australian Finance Group, Global Products Manager at ADI, plus 10 years software development experience.

From a technical perspective LIXI members are looking for an expansion in the scope of the standards to provide improvements to business processes, improvements that parallel the work that has been done in straight-through processing. The LIXI board will be providing extra impetus to the working groups for business analysis as well as the delivery of standards

Lending Technology Services

Bio: Mike is COO of LTX (formerly LTS), a founding member and  instigator of LIXI in 2000. Mike has served as a Director of LIXI  since 2003, is the chair of the IP committee and convenes the  Backchannel and Settlement Working Groups. Mike has 10 years  experience worked with technology in the mortgage industry. He  previously worked as a solicitor practicing in the areas of  Commercial, IT, IP and Property law, and as a Judge's Associate in  the Federal Court of Australia.

Qualifications: B. Comm., LLB (Hon)

Vision for LIXI in 2008 - "LIXI is the guardian of a critical  set of mortgage industry infrastructure - the LIXI Standards.  Having proven that it is possible to deliver commercially useful  industry standards, LIXI must continue to evolve to ensure that as  the organisation backing the Standards, it meets the needs to the  industry in terms of responsiveness, innovation and reliability. I  am standing for re-election as a LIXI Director because I believe I  can continue to contribute to LIXI's ongoing development. My  company specialises exclusively in the mortgage lending industry  and we have an integrated view of the entire lending chain. As  such, I believe that I can provide a broader view on the LIXI Board  to the perspectives of niche focussed member organisations."

Mortgage Choice Ltd

Bio: Joanne Mather is a qualified accountant with extensive international experience.

Since 2002, Joanne’s primary role has been developing the Electronic Loan processing strategy within Mortgage Choice. This has seen her take the process from initial strategy, to launch and the ongoing development of the Trident project, driving to achieve real benefits for all participants in the industry.

She has been a LIXI board member for one year, is a contributing member of the Business Sub-committee, and has taken over as chair of the Communications Sub-committee this year. Joanne is also a key player in the development and implementation of the Backchannel and Commissions standards. Her position puts her in daily contact with lenders and mortgage brokers, and her detailed knowledge of issues encountered in the field enables her to actively contribute to the ongoing development of a sustainable and relevant standard.

NAB

Vision: LIXI is well known and embraced in the lending area. There is however a lot of work required to improve communications between lenders and brokers particularly with backchannel, products and commission. There are also immediate opportunities for early adopters in the valuation and legal areas. The next couple of years will see pressure on LIXI and its members who must support coordinate and prioritise activities that are essential to support the change. LIXI representing its members will play a major role in industry change while continuing to develop and maintain standards. The Directors of LIXI have an equally important role to ensure the long term sustainability of LIXI as a support organisation for its members.

ING

Bio: Sean O’Brien has had over 22 years experience in the finance industry with the last ten (10) years spent at ING Bank. In his current role Sean is the National Sales manager of the Broker Division. A position he has held for the last 3 years. This role includes the total responsibility for electronic processing at ING Bank.

As ING Bank is one of the original lender members of Operation Trident, we see electronic processing as a fundamental process across all areas of the Mortgage Acquisition paradigm.

Electronic processing is vital now and will become a standard for the finance industry in the future. ING Bank wishes to play an integral part in the development and continued rollout.

CBA

Bio: Simon Elwig is currently Executive Manager, Strategy and Finance for Third Party Banking at the Commonwealth Bank.

Having worked in this role for almost 5 years, Simon has been responsible for the rollout of online lodgements to the broker market using the LIXI platform.
As a Chartered Accountant, Simon brings a wealth of experience from his 12 years in investment banking and accounting in London, together with his knowledge of the mortgage industry and its online capability.

Director of Pisces Group

Bio: Neil Edwards is a Director of Pisces Group and was nominated for the LIXI Board by Pisces. Neil also works at Challenger Mortgage Management as Manager Sales Support for the Wholesale Mortgage Distribution.

Neil’s previous positions were National Sales Manger, Broker Distribution at Westpac where he championed the on line lodgements and National Sales Manager at GE Money Wholesale Mortgages.

Neil’s years in the Mortgage Industry bring a wealth of experience from a Bank and Non Bank perspective in dealing with Mortgage Managers and Mortgage Brokers.

CEO of MFAA

Phil Naylor is a specialist in association management having represented state associations in the retail industry in both NSW and Queensland and later as CEO of the Australian Retailers Association.

In July 2002, Phil was appointed Chief Executive Officer of the Mortgage Industry Association of Australia (MIAA), now the Mortgage & Finance Association of Australia (MFAA) which has 13,500 members. Based in the National Secretariat in Sydney, Phil works closely with the Board, State Councils and Committees to create and deliver strategic plans to benefit all MFAA members. Under his leadership the MFAA has grown substantially. Membership has quadrupled, member services and benefits have increased, communications have improved, and lobbying efforts have intensified. He has a Bachelor of Commerce from the University of NSW.

LIXI Executive

Socrates Vasiliadis - Chief Executive Officer

Current LIXI members

LIXI Licencees